Consolodating credit cards

“It’s worth it to me when I can tackle other goals with the cash back that I receive.”Credit card rewards aren’t worth much if you carry a credit card balance.

What’s the point in chasing rewards if you are stuck with credit card debt and a high-interest rate?

Justine enjoys writing and speaking about all things personal finance.

This Midwest millennial paid off k in student loan debt and now resides in San Diego with her husband living the DINK life (Dual Income, No Kids).

Our If you are wondering what reward system is right for you, ask yourself this important question: if money were no object, what would you spend it on?

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“I receive 5% back on certain categories each quarter and 1% back on everything else,” she shared.

I have 3 credit cards with a total right around 12,000$ and all 3 have interest rates of 20% or more.

I am not making much headway due to the interest rate.

Thus ending up with twice the debt and sometimes defaulting.

The fact you have K in debt already demonstrates you do not handle credit very well. Yes the 5000k loan would pay one off, so I’ll prob do that to help on one of the cards interest rates.

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